Discover® Student Card
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If you are a student, then you have bills to pay. Start earning a credit history the right way. Learn to use a credit card and not get in over your head. Pay it off every month or pay more than the minimum due to get ahead.
Having a credit card is a big responsibility. Know how to be responsible with credit cards, money and your finances.
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Make your money worth more and earn generous cash rewards on every purchase you make. Get the card AND the training for a better financial future. Discover wants you to be a good credit card holder. Learn how credit cards work and why it is important to pay over your minimum amount due every month.
Ideally, we wouldn't have debt at all. Only buy the things you can afford, right? Wrong! What happens when you have student loans and college related expenses? If you have your own apartment, you need to pay bills and cover laundry expenses or even pay for a new washer or dryer.
Not everyone has enough money saved up to buy a brand new appliance. These are the main types of purchases a credit card should be used for. Everyday meals can add up big time, try to avoid little purchases such as these with a credit card.
A good tactic for credit card use is to buy your big purchase, and nothing else. Pay more than the minimum due every month, and work at paying off this debt. You may accumulate another large purchase in the mean time, but only use credit cards as your emergency back up funding source. Remember, you have to pay back what you bought plus interest!
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