Public Savings Bank OPEN SKY Secured Visa Credit Card
Apply for the Public Savings Bank OPEN SKY Secured Visa Credit Card! Credit is not a factor!
Build good credit - we report to all 3 major credit bureaus! Apply for the Public Savings Bank OPEN SKY Secured Visa Credit Card today!
The hottest credit card product in the country - Secured Credit Cards! Secured credit cards are a terrific option for establishing or rebuilding your credit history. Generally accepted wherever major credit cards are accepted, secured cards are easy to get, even if you have bad credit or no credit history. Making your payments on time will help to build a positive credit reference.
See Card Terms and Conditions
This is not a prepaid card! WE REPORT TO ALL 3 MAJOR CREDIT BUREAUS! This is a real Visa card that can be used anywhere Visa is accepted. Unlike prepaid cards and some other secured credit cards, we build credit history that counts!
This a great tool for building credit history, unlike some other prepaid and secured cards.
Who needs a Public Savings Bank card?
If you are one of those people who have BAD CREDIT or just starting out with NO CREDIT, this card is perfect for you. If your credit it DAMAGED or THIN come and apply. Perfect for Students & immigrants. People who need credit tradelines. Looking to buy a home, car or rent an apartment?
People who need a credit card for travel, hotel or car reservations The market is growing as other banks cut back on credit. So if you own bank will not approve you for a credit line, loan or credit card, try Public Savings Bank.
Wherever you see the VISA logo, your card will be accepted. That is everywhere! Choose your credit limit for your card, from $200 to $3000. Be responsible. Don't overspend. The point is to try to rebuild your credit, not tear it down again.
Good credit save money and opens doors. With a good credit score you can get better mortgage rates, auto insurance rates, insurance, rental rates and more. Plus save money with no upfront or monthly fees, just one small annual fee of $50.
What is a secured credit card?
A secured credit card is essentially a prepaid card. It is not a debit card though, but considered a credit card. More public places will accept purchases through credit card transaction. A prepaid card is one that you give the credit company a cash collateral deposit that becomes the limit of the credit line. When you spend the amount you put in, your spending stops.
This is a great way to rebuild credit because you cannot borrow more than you have. Secured cards are a good choice -- and sometimes the only option -- for people who are just starting out or rebuilding after a major life event, such as a divorce, job loss or serious illness. In addition, some issuers only give secured cards to people who are new to credit and not to those who have already had their shot and did not do well with a real credit card.
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