Account Now Mastercard
Account Now Mastercard
Prepaid debit cards are becoming more in-demand as Americans face credit woes.
High interested credits cards are being replaced with Visa and Mastercard debt cards. You still have the convenience of a credit card, looks like a credit card but there are 2 distinct differences. No monthly payments and no interest. A typical credit card will have an interest rate of anywhere from 3.5%-29.95%.
So essentially a $100 purchase will end up costing you $130. They is why prepaid cards have become popular the past few years. People with bad credit, no credit even people with excellent credit use these. Fee for them will vary by card but for the most part fees are pretty minimal compared to their counterparts.
A good recommendation would be the Account Now Mastercard. There's no credit check or ChexSystems verification. 100% approval rate means you won't be turn down for the Account Now card. Furthermore, funds are insured up to $250,000 by the FDIC.
Someone stole you card and bought $500 worth of items? Don't worry, you'll get your money back! It's very important to make sure all your prepaid card are FDIC insured. They are no overdraft fees or a upfront fee if you choose direct deposit of your check.
Your pay check will be automatically deposited onto your card every payday. No check cashing fees to worry about or log lines at the bank. Another nice feature is you can put part of your check on the card. Most people find this a great way to have 'mad money" without over spending. $10-$5,000 can be deposited onto the card.
Don't want to opt for direct deposit? Another great way to add money to the card is through various money services. Moneygram, Western Union, Green Dot, and the Visa Ready Link(only to be used with the Visa card) can all be used to add money to your card instantly. Certain fees may apply though, so be careful which method you choose.
As with any card there are fees involved. There is a monthly fee of $4.95- $9.95 depending on the plan you choose. Activating your card generally costs $9.95, but if you choose the direct deposit option the fee will be waived. To add money at retail locations is fee, however as stated before there may be fees associated with their service.
Paying your bills online with Bill Pay is free, but is not included in the Classic plan. You get one free call to customer service a month, after that it's $2.00 per call. Online statements are free. Using an ATM to withdraw money is $2.00 per transaction as well as any fees the ATM machine charges you.
There are usage limits associated with your card. You can not withdraw more than $500 a day from an ATM, for those with Direct Deposit. If you opted out of direct deposit, the limit is $300 a day. Signature purchases and PIN purchases range from $1000-$1500 in a day. Direct deposits and cash deposits range from $950-$6000 a day.
To open an Account Now card is relatively simple and can be done online or calling a 1800 number. Help build your credit! Just use the free Online Bill Pay to pay your monthly bills on time, by reposting payment history to PRBC.
Apply now with the Account Now Card offer. Just like a checking account. 100% guaranteed approval with instant account number!! Start banking again, regardless of ratings. Mistakes happen so get back your banking privileges. Get a debit MasterCard now. It works just like a checking account. Get free direct deposit, write electronic checks with online bill pay, access cash at over 900,000 ATMs worldwide.
You can make purchases wherever Master Card is accepted. Get your Account Now debit card with no credit chekc, no security deposit and no late fees! Mistakes happen. And because of a few mistakes they won't let you get a bank account. Fight back. Don't wait, get an AccountNow.
*Subject to ID verification. Cards issued by MetaBank pursuant to license by MasterCard Intl Inc.*
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